If you want to file a home insurance claim, remember that you can hire representation!
Homeowners Insurance, in general, including the “DWELLING” coverage. You may want to see if you have Earthquake coverage. Other issues would be medical payments. The hardest part is the Measurement of Recovery. It is very difficult to work with adjusters PROPERLY. It is always good to cross-reference worker’s compensation or any other ways to be compensated.
When reviewing your homeowner’s insurance, the attorneys check assignability, burglary and theft insurance, causation, exclusions, insurable interest, and insureds. The DWELLING looks at other structures, land and lateral support.
Earthquake insurance is important when there is an earthquake. Do you live in a condominium? What about cancellation based on insured’s acceptance. Does Coverage under policies not containing earthquake insurance exist? What about private rights of action under California earthquake insurance, do you expect to be covered.
The importance of representation is the measure of recovery. What is the measure of recovery? Are there code upgrades? Are you conducting proper investigation! The attorney will review the diminution in value, consequential damages, actual cash value, actual cash value when property lacks market value, coinsurance clauses, reduction in coverage for deferred maintenance and depreciation, replacement cost coverage, time and place of replacement, code upgrades, investigation costs, and lost rents.
Albeit difficult to do on your own, please seek help to determine cross-references. These include notices, personal liability insurance, proof of loss and trigger of coverage.
After an accident, natural disaster, or unforeseen mishap, many people turn to their insurance companies for much needed financial assistance. Unfortunately, many insurance companies are less than willing to pay policyholders their entitled compensation and are more concerned with increasing their profits. Facing an insurance dispute may feel like an uphill battle, but with the help of our law firm, you can rest easy knowing your rights are in good hands. Our firm has been dedicated to producing positive results in each and every case. Focusing our efforts on the insurance consumers themselves, we are committed to representing consumers in Los Angeles and throughout California in all types of insurance disputes.
Why Retain An Attorney?
Insurance companies maximize their profits by charging the highest possible amount for premiums and paying the lowest possible amount for claims. In some cases, dealing with your insurance company can leave you feeling frustrated, angry or anxious and worried about time passing and losing your rights. When this occurs we can step in and help you get the respect and results you deserve.
Another advantage of retaining an attorney to handle your property damage claim is the experience. We know the tricks insurance companies will use to try and minimize, or even deny, your claim. We can use this knowledge to litigate and battle an insurance carrier in court if they refuse to settle your claim fairly.
Our lawyers and staff have experience dealing with insurance companies. We know the tactics they use, how to get results for our clients – through settlement or litigation.
We help people recover money for their insurance claims.
We are a Law Office, a Professional Law Corporation.
Filing an insurance claim can be easy. If you try to solve the issue alone, it can be very stressful, take a long time, your claim could be denied, and you may not get the full value of the claim. Results are not guaranteed due to your policy. Thus, the best way is a contingency basis!
Step 1 – Contract & Free Review & Sign Agreement
Step 2 – Prepare & File Claim
Step 3 – Attorney Negotiations with your Insurance Co.
Step 4 – Settlement & Payment